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APPRAISALS

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If the insured is unable to resolve a monetary dispute with their Insurance Carrier, in lieu of suit; the insured can go through the appraisal process. Please see the sample appraisal clause below. If you are interested in learning more about the appraisal process, please contact AJR. We can act as your appraiser.

Sample Appraisal Clause:

"If we and you disagree on the value of the property or the amount of
loss, either may make written demand for an appraisal of the loss. In this
event, each party will select a competent and impartial appraiser. The two
appraisers will select an umpire. If they cannot agree, either may request
that selection may be made by a judge of a court having jurisdiction. The
appraisers will state separately the value of the property and amount of
loss. If they fail to agree, they will submit their differences to the
umpire. A decision agreed to by any two will be binding. Each party will:
    a. Pay its chosen appraiser; and
    b. Bear the other expenses of the appraisal and umpire equally.
If there is an appraisal, we will still retain our right to deny the
claim."